Roxanne · Receptionist
Answers your phone with a real conversation whenever your team can't, day or night. No caller leaves without being helped, quoted, put through or called back.
Agentic AI for insurance · system online
15 AI employees.One subscription.
Kwoter AI is the AI operating system for UK insurance brokers: fifteen AI employees covering every department, from reception to renewals to compliance to finance. They learn from every conversation. They never clock off.
AGENTS 15STAFF VALUE REPLACED £738,750/YRPRICING TBALEARNS 24/7NEVER CLOCKS OFFLIVE IN DAYS NOT MONTHSAGENTS 15STAFF VALUE REPLACED £738,750/YRPRICING TBALEARNS 24/7NEVER CLOCKS OFFLIVE IN DAYS NOT MONTHS
01The problem
Brokers are drowning in admin.
The software brokers already run doesn't help. It just stores the problem. Acturis, SSP, Open GI: very sophisticated filing cabinets. None of them do any of the actual work.
01
Calls go to voicemail after 5pm
82% of clients will switch broker over slow response. Every missed call is a missed renewal or lost new business.
02
Renewals fall through the cracks
Renewals execs manage 200+ accounts each. Manual chasing means clients lapse without a proper conversation.
03
Compliance is a manual nightmare
FCA Consumer Duty requires evidenced outcomes on every client. No broker has the headcount to do it properly.
04
Commission leaks everywhere
Brokers lose 5–15% of commission income to reconciliation errors nobody has time to catch.
05
Marketing is an afterthought
Most SME brokers have no marketing function at all. Referrals and hope. No ads, no SEO, no campaigns.
06
No real-time intelligence
Principals are flying blind. By the time a retention problem shows up, twenty clients have already left.
02The maths
Hiring this team would cost you
£0
a year, every year.
Kwoter AI will cost a fraction of that.
Pricing to be announced.
Launch pricing · TBA
03The workforce
Fifteen agents. Every department.
Each one does the job of a trained specialist. They don't get sick, they don't leave for a competitor, and they work at 3am without overtime.
Otto · Outbound caller
Works through your call lists within your calling hours, has the conversation, and hands anyone ready to buy straight to a person on your team.
Emile · Email sender
Writes and sends your renewal reminders, enquiry follow-ups, win-backs and announcements from your own address, and hands anyone who replies to a person.
Christopher · Cross-seller
Finds the customers who hold only one policy with you, shows what a second could be worth, and drafts a year of messages for you to approve.
Max · Marketing analyst
Lines up what your advertising costs against the leads and transfers it actually produced, and tells you your real cost per lead by product.
Sage · Call monitor and sales coach
Scores your recorded quote and renewal calls against your FCA checklist, with the evidence for every mark, and turns them into coaching.
Cleo · Claims handler
Takes claims at any hour, tells customers what to do now, gets the right partner moving, and keeps everyone informed until it's settled.
Intel · Market research
Keeps a weekly eye on the competitors you name and, on request, researches your market and comes back with a sourced briefing.
Ada · Communications
The team's planned communications desk. She's being designed now, so she's shown as coming later rather than claiming work she can't do yet.
Rene · Renewals and customer relationships
Works every renewal over email, text, WhatsApp and voice using the prices you give her, keeps in touch through the year, and hands anything tricky to a person.
FD · Finance director
If you sell leads or live transfers, works out who owes what and who earned what from your own data, reconciles it, and emails it weekly or monthly.
Cora · Compliance
Tracks your FCA compliance position across 54 controls, with automatic checks, an evidence vault and an audit pack ready whenever someone asks.
Hollie · HR
Your team's first stop for holiday, sickness and working-from-home requests, handled in a normal conversation and passed to the right manager.
Steve · Security
Runs an outside-in check on your domain, from email spoofing protection to lookalike domains, with an owner, a deadline and a fix for each problem.
Henry · In-app helper
Sits in the header on every screen and explains how Kwoter works in plain words, so nobody gets stuck setting up or using the platform.
Every agent works under your rules, and anything that needs a person goes to a person
04The intelligence
It gets smarter every single day
This is agentic AI, not a chatbot. The workforce acts on its own initiative, learns from every interaction, and compounds: the longer it works for you, the better it gets.
i
It listens
Every call, email and WhatsApp across your brokerage lands in one shared brain. Nothing is forgotten, nothing falls between desks.
ii
It remembers
Every client, every quote, every conversation, forever. The workforce shares one memory, so any agent can pick up where another left off.
iii
It improves
Train it on your own recorded calls. Your best seller's winning technique becomes the baseline for the whole team, human and AI alike.
05Schemes
Schemes in hours. Not months.
Spotting a niche used to be the easy part. Building the scheme took a quarter. Put the workforce on it and the research, wordings, rating and compliance legwork happen in a working day.
09:00
Brief the workforce on the niche
10:30
Market researched, wordings drafted
13:00
Rating model built and stress-tested
15:30
Compliance checked, documents ready
17:00
Scheme live. Quoting.
06Why Kwoter wins
Five moats no one can cross.
01
Built in production first
Every agent runs today at Kompare on real leads, real money and real regulatory risk. Not prototypes. Proven in the wild.
02
Built by insurance people
We know what a renewal chase should say at day 3 versus day 30, and what Consumer Duty evidence means. This was built from inside a brokerage.
03
Fifteen agents, not one
Competitors build one thing. Kwoter is an operating system: agents that share context and trigger each other. Copy one agent and you still can't copy the coordination.
04
Plugs into what you run
Kwoter sits on top of Acturis, SSP, Open GI, whatever you already use. No rip-and-replace, no switching costs. Try it without changing anything.
05
The lead pipeline
Kwoter brokers get access to Kompare's daily pipeline of real, qualified insurance leads. We bring the technology and the clients. Nobody else can offer that.
07Pricing
Pricing: to be announced.
Four tiers, priced for SME brokers rather than enterprise IT budgets. Launch pricing is being finalised now. Book a demo and you'll be the first to hear it. Plug into the systems you already run and go live in days, not months.
Starter
TBA
to be announced
The two highest-ROI agents. The entry point.
- Roxanne: receptionist
- Rene: renewals
- Henry: in-app helper
- 24/7 call handling
Growth
TBA
to be announced
Add new business and marketing firepower.
- Everything in Starter
- Otto: outbound caller
- Emile: email sender
- Christopher: cross-seller
- Max: marketing analyst
- Cleo: claims handler
Recommended
Pro
TBA
to be announced
The full suite for a growing brokerage.
- Everything in Growth
- Sage: call monitor and sales coach
- Intel: market research
- Hollie: HR
- Steve: security
- Ada: communications (coming later)
Enterprise
TBA
to be announced
Plus the regulated finance and compliance agents.
- Everything in Pro
- Cora: compliance (FCA)
- FD: finance director
- White-label option
- Kompare lead pipeline access
- Dedicated account management
Running an AR network? White-label Kwoter as your own platform. Details on request.
08The horizon
Next: agents that price risk.
Everything the workforce hears and writes feeds one underwriting brain. By 2027 it won't just run your brokerage's legwork, it will tell you what to write and what to charge for it.
Now
Six agents live in real brokerages: answering, selling, marketing, coaching, handling claims and researching.
Next
The full fifteen. Complete phone applications end to end, replacement ads shipped on one-click approval, renewals worked autonomously.
2027
The workforce learns to weigh risk itself: which risks to write, which to walk away from, and what to price them at.
Grow faster than anyone else
Bring your brokerage into the 21st century.
The workforce is hiring out now. See it live on your own products, on your own phones, in a twenty-minute demo.